Refinance

Home Loan Magician specializes in FHA and VA refinance loans for borrowers with bad credit scores.

Refinancing your home is an important decision and one that should take a great deal of consideration. If you presently have an adjustable rate mortgage that is recasting with a higher monthly payment then you budgeted for, then discuss the refinancing opportunities with our friendly loan consultants. Our "make sense" philosophy for refinancing helps many borrowers with past credit problems find a solution to their rising ARM. All we ask is that after your refinance loan closes that you tell your friends and family about the financing resources available to them at the Home Loan Magician.

Refinance Loan Benefits: Quick Pre-Approvals for Refinancing Consumer Late payments ok for FHA and VA No Equity needed with 100% VA Refinancing 95% Cash Out Refinancing with FHA Hard Money Refinancing to 70% Jumbo Refinance Loans to $2,000,000

Refinance with a Fixed Rate Loans that make your monthly budget happy!

FHA Home Loans

Our government loans offer cost effective housing solutions for people across the country. FHA refinancing is the only way for borrowers with poor credit to qualify for competitive mortgage rates. The subprime market has virtually disappeared, so the new cash out refinancing features that the FHA loan department is offering opens up the door for many homeowners to avoid foreclosures. FHA home mortgages are guarantees home loans that our government insures for traditional private money lenders.

Home Loan Magician Refinancing Testimonials

"Thanks to Home Loan Magician I was able to cut my monthly mortgage expense by $650 a month. I was able to get rid of the ARM and gain some peace with the fixed rate loan your loan officer helped me with." - Scott D., Ventura, California.