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Refinance FHA, VA and Bad Credit House Refinancing

Did you know that the Home Loan Magician specializes in refinance loans for borrowers with bad credit scores? H.L.M. is approved for FHA, VA, USDA, HARP 2.0 and hard money refinancing. Most banks have discontinued refinance programs for people with fair or poor credit.

Refinancing your home is an important decision and one that should take a great deal of consideration. If you presently have an adjustable rate mortgage that is recasting with a higher monthly payment then you budgeted for, and then discuss the refinancing opportunities with our friendly loan consultants. Our "make sense" philosophy for refinancing helps many borrowers with past credit problems find a solution to their rising ARM. All we ask is that after your refinance loan closes that you tell your friends and family about the financing resources available to them at the Home Loan Magician.

Bad Credit Home Refinancing

Refinance Loan Benefits:

  • Quick Pre-Approvals for Refinancing
  • Consumer Late payments ok for FHA and VA
  • No Equity needed with 100% VA Refinancing
  • 85% Cash Out Refinancing with FHA
  • Hard Money Refinancing to 70%
  • Jumbo Refinance Loans to $2,000,000
  • Home Affordable Refinance Program

The FHA refinance has a fixed interest rate that helps make your monthly budget happy!

Home Loans Insured by the FHA

Our government loans offer cost effective housing solutions for people across the country. FHA refinancing is the only way for borrowers with poor credit to qualify for competitive mortgage rates. The subprime market has virtually disappeared, so the new cash out refinancing features that the FHA loan department is offering opens up the door for many homeowners to avoid foreclosures. FHA mortgages are guarantees home loans that our government insures for traditional private money lenders.

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Home Loan Magician Refinancing Testimonials

"Thanks to Home Loan Magician I was able to cut my monthly mortgage expense by $650 a month. I was able to get rid of the ARM and gain some peace with the fixed rate loan your loan officer helped me with." - Scott D., Ventura, California.

"We appreciate the help we got from the mortgage companies that your referred us to online. We filled out 1 form and you directed us to three companies that reached out to us with mortgage refinancing offers. We got approved for a 30-year loan that saves us a lot every month. Thank You!" Jennifer L., San Antonio, Texas.



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Home Loan Magician, 203 Washington St, Salem Massachusetts 01970
This is not a solicitation for a home loan or a commitment to make mortgages under any particular terms. Certain restrictions apply. Home loans are subject to final underwriting approval.